The consultation will ask us if we want the Post Office to have its own current account, a children's savings account, business accounts, the ability to manage our money on a weekly budgeting account, and links between the Post Office and credit unions.
The department for business, innovation and skills (BIS) also wants the banks that don't allow their current accounts to be accessed at the Post Office - hang your heads RBS and HSBC - to do so. (They could just tell them to do it - why consult us?)
What is so seriously wrong with Christmas? Waldfogel believes that it is festival of inefficiency, where people give each other things of little use. The reason is simply that people don't understand one another and are poor judges of other people's preferences. Your close ones may display delight from your gifts, but this is only polite deceit; in truth they would have found something better with the money you used.
Economic growth is the most common headline measure of political success. Combating problems such as poor mental health or income inequality, although dismissed by Bennett, might also be candidates. In fact none of these pass muster in the role of ultimate outcome for societies. When examined closely, it becomes clear that they are all different means to the end of well-being: enabling people to experience their lives going well. As the economist Andrew Oswald has noted:
Rather than being dogmatically for or against bonuses, we should take a step back and ask: what is the point of a bonus?
Bonuses are incentives. And we know that incentives are powerful and do work. So while there is a question about size - City bonuses are obscenely large and out of all step with pay in the much vaunted "real world" - the most overlooked question seems to be: are we using bonuses to incentivise the right kinds of actions and behaviours in the City?
First up, is the Guardian Bike Blog, which has emerged at the peak the season for 'fair-weather cyclists'. It remains to be seen whether the blog will survive into the depths of winter, when only the hardiest, greenest and skintest of travellers continue on two-wheels. But for now at least, it provides remarkably effective therapy for aggrieved city cyclists, inviting readers to share bad experiences and offer safety tips. More
What we've tried to do, in other words, is create a much bigger picture of the various challenges we face. Something which, as Stewart Wallis wrote in his dispatch from the World Economic Forum in Davos, our politicians and business leaders are still failing to see. We've also tried to stress that while the triple crunch is a frankly terrifying prospect, there remains the opportunity for positive change.
Today sees the launch of the second global Happy Planet Index, which measures how nations are faring in terms of what matters to people - having long, happy, meaningful lives - and what matters to the planet - our rate of resource consumption. The Happy Planet Index brings these concepts together into a single indicator, a measure of the ecological efficiency with which each nation supports good lives.
In fact, they have so much money that they probably wouldn't even notice if they had to part with a sizeable sum. That's the argument you often hear when people are getting upset about the amount of tax they have to pay. "Why don't they tax the mega-rich?" they cry, "Tax the hell out of the top percentile, and leave the others alone."