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access to finance
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access to finance

At nef we believe that appropriate and affordable financial services should be available to all - whether it be individuals looking for a bank account, a social enterprise looking for a loan or a small business looking for equity investment. Our interest begins with access to financial services but it is ultimately the promise of social impact that we care about. Access to financial services provides people with the opportunity to improve their standard of living. They can use a loan to purchase raw materials for a new business, open a savings account to save for a child's education, or take out insurance to cover the costs of theft or the death of a family member.

 

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what we do
Currently millions of low-income households in Britain do not have access to financial services
community development finance
Innovative financial instruments are being used around the world to channel investment into disadvantaged communities
financial engineering
Financial engineering refers to the use of innovative financial instruments for the regeneration of local economies
social venture capital
Social enterprises play a valuable role in creating jobs, improving public services and combating social exclusion
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related

at nef
nef discussion paper. basic bank accounts: the case for a universal service obligation

Publications
full disclosure: why bank transparency matter
Community Banking Partnership: A joined up solution for financial inclusion
Sustainable futures: investing in community-based organisations
Common Ground: For Mutual Home Ownership
Life Saving: Community Development Credit Unions
People's Pensions: New Thinking for the 21st Century
The Power of Information

resources

Unlocking the potential: access to finance for social enterprises

contacts

Jessica Brown